Grace Forms Blog

Adoption and Divorce

Many people never begin the process of learning how to adopt a child because they fear it could make the life more difficult for the child in the event of a divorce.  However, many of these assumptions are either misinformation, or just flat-out wrong.

The most troublesome myth we often hear is that a divorce voids and nullifies an adoption.  This just isn’t true.  Although this can be the case with foster care, when you adopt a child, that child is legally your child from then onwards, as if it you had been the one to give birth.  If the adoption has not been finalized, the court and the adoption agency may both determine if the parents are suitable in spite of the divorce, or may even grant custody and support to one parent, depending on the circumstances.

Provided that the agency feels you are still a fit and good parent, past or multiple divorces typically don’t play a role.  Of course, all this depends on what it means to the stability of your household, and how that stability (or lack thereof) can affect the child.  This is also assuming that the adoption is within the United States.  Outside the US, some countries will not allow adoption by someone who has been divorced before.

We have even heard some people claim that parents who adopt are also more likely to file for divorce.  This is not only wrong, but data and logic supports the contrary.  Although not true for all couples, many of those who are looking to adopt a child are doing so because of infertility, which causes a lot of emotional, financial, and mental stress on a relationship.  It stands to reason, then, that if a marriage is able to survive the stress leading up to the goal of adoption, the adoption itself would be far less stressful on the relationship.  Further, it motivates both parents to put forth more effort to make the relationship work since so much time, energy, and resources were exerted in order to adopt.

Adoption brings a lot of happiness to many lives the world over.  Don’t let misinformation prevent you from finding that same happiness.

Grant Guides or Loan Guide? The Difference is Distinct

The Washington Post published an article yesterday that we felt was almost exclusively a loan guide and not so much a grant guide, and was more than a little misleading.  The article was titled “How to hit up Uncle Sam for small business funding.”  The implication of the title is that there is more than one way to get government funding for a small business other than loans.  However, the article mentions grants twice, and there is a somewhat valid reason for that:  small businesses and for-profit companies do not qualify for federal grants.  So, what else is there?

Well, there are loans, and there are a lot of different kinds of loans and sources that the potential start-up can use to, well, start up their business.  Of course, these come with certain conditions and restrictions, but a grant guide would tell you the same ideas apply even if small businesses did qualify for grants.  Whenever the government is dealing with money that it owns, you can bet that they are going to keep track and want a record of every single penny, and nothing shy of that will suffice.  But, because loans are a different beast entirely, in many cases, they are actually the better choice.

The differences between grants and loans are about as different as toasters and horses.  Aside from both being “things”, there is not much else they share in common.  In the case of the former, everything basically stops at, “both involve the government giving money in some way.”  In other words, a grant guide will be of little use to those seeking a loan.  What most people do not realize is that grants are not simply “free government money.”  This money comes with conditions and record-keeping that accounts for every cent given.  And, contrary to popular belief, any remaining money has to be given back to the government at the end of the project (oh, and you need to provide a timeframe for when that would be).

With a loan, though, an amount is expected to be paid in specific amounts as specific times until it is paid off.  It is, for all intents and purposes, like a normal loan, except, as with anything involving the government, there is more red tape and paperwork to get through.  That said, though, since a grant guide is out of the question, a loan that helps you reach your goals and dreams is probably worth more than the hassle of getting through that extra stuff.  Fortunately, government loans tend to not be as restrictive in regards to the bean counting as grants are, which will allow you to focus more on your business than keeping up with the paperwork.

The good news, though, is that the article did provide some good guidelines for applying for a government loan.  We were just a bit miffed that it suggested there were other options when there aren’t.

Scholarship Help: How to get a Scholarship

With the economy struggling and jobs hard to find, many people are looking at going back to school as an option until things improve.  There is a problem with that, though: how do you get the money for school if you have no job, which is the reason you are going to school in the first place?  For most people, that means searching for college scholarship opportunities, as student debt becomes an increasingly larger white elephant in the Economic Crisis Room.  However, there are a number of benefits that scholarships offer over student loans, not the least of which would be that you do not have to pay for scholarships.

One thing that keeps many people from getting college scholarships is that they do not know how to get a scholarship.  If you are reading this, though, then that is no longer a valid excuse, as we at GraceForms.com have a comprehensive yet easy to follow guide that takes you, the prospective student, from start to finish through the application process.  Even still, though, the process is not as difficult as many people fear, and best of all, there is no interest to pay back.  It is (in some cases) a free ride to padding your resume and reaching personal goals.

The competition for those looking for scholarship help is tough; there’s no denying that.  The simple fact that qualifying for a scholarship is an accomplishment worthy of putting on your resume makes it even more challenging.  However, every journey begins with the first step, as they say, and in this case that means researching what is available, and what you qualify for.  Expecting a scholarship to simply fall into your lap is not going to happen.  Today, getting a college scholarship means being active, and persistent.  Think about it:  do you want to give money to someone who sits around and waits for it, or goes after what they want?

The next step is finding areas that apply to you.  You probably will not be looking for a college scholarship from the United Negro College Fund if your name is Ivan Kovalenko.  Equally important, though, is knowing what a school has to offer in terms of its available scholarships.  For instance, Arizona State University probably is not going to be offering a scholarship to those researching the arctic fox, but very well may have a number of programs dedicated to those interested in studying the saguaro cactus.  Finding a scholarship that works for you in most cases is less important than finding a school that is right for you.

If, however, you are a member of an underrepresented group of people, these can be some of the easiest and the best scholarship help to take advantage of, and in many cases, some schools do have a policy of preferred enrollment for those individuals.  All in all, though, depending on how many scholarships you apply for, you should end up with one or two college scholarships to show for your efforts.

From How to Adopt a Child to Back Tax Help; Grace Forms to the Rescue

At GraceForms.com, we feel that you should be able to reach your aspirations without obstacles.  There are a lot of things that many people do that seem esoteric, yet at the same time, they seem so commonplace that it feels as though everyone should know how to do it automatically.  Thanks to the internet, information is at the tip of your fingertips on nearly every topic imaginable, and at GraceFroms.com, we have the information you need to get a college scholarship, for example, or how to adopt a childThe process has never been easier, and with our guides, it hasn’t been more affordable, either!

For instance, many people need back tax help, but how do you get that help if you don’t have the money to pay your taxes in the first place?  Seems counter-intuitive, so we decided to provide those people with a back tax guide that everyone can use themselves, quickly, easily, and at low cost.  With a little time and patience, you can take the steps necessary to pay back taxes in a way that will be most beneficial to you.

With the economy today, people are looking to make money in just about every way imaginable.  One option that is becoming increasingly popular is getting government grants.  How to get a grant is easy once you know what is involved, but what exactly goes into the process?  If you have ever tried getting a grant through the website, you should be given money on the spot just for figuring it out!  At GraceForms.com, though, our guide to government grants takes out all the mystery and outlines how you can quickly and easily get the grants that you are eligible for.

Perhaps you are considering making a new addition to the family, and knowing how many kids out there need a loving home, decide to look at adoption.  The only problem is, how to adopt a child is not exactly everyday conversation material.  With our adoption guide, we describe the process, the fees, regulations, and what is needed when adopting a new family member.  Now that the steps and the process are all laid out, adoption looks more and more like the best option.

When that child grows up and makes his or her way to college, there is another issue:  that of how to get a scholarship College is expensive, and with student debt at the levels it’s a now, getting a college scholarship is the only option available for many people.  Getting scholarship help can be easy when you know how it’s done, and with GraceForms.com, we provide everything you need to find the funds necessary to get your suddenly-not-so-young youngsters what they need to go on to higher education and better futures.

Unfortunately, though, things do not always work out so well.  Sometimes, it is in everyone’s best interest for a family to separate.  Sadly, though, the children get stuck in the middle, and particularly for single mothers, collecting child support can be a huge obstacle.  Before they know it, back child support has mounted into the thousands of dollars, and it feels as though nothing can be done to see a dime of it.  When money is tight, GraceForms.com has guides that will help you do to get the child support that is owed to you.

Whatever your needs are, GraceForms.com appreciates the DIY spirit.  There’s nothing a little hard work and persistence can’t fix, and we want to make sure you can get the knowledge you need to make that reality happen.

Grace Forms Online guides; Estate Planning Basics

Planning your estate is of the utmost importance for a variety of reasons. Whether the main goal of planning your estate is for financial security, or simply limiting or culling excess taxes, estate planning doesn’t necessarily have to be an overly complicated affair.Your objectives for estate planning will probably share little similarity to the local grocer (unless you happen to be the local grocer) because like all people, all estates are similarly unique. However, there are generally some universal, basic rules that anyone can follow regardless of what their estate entails.  Although our guides are a fantastic and helpful stating point that anyone can afford, here are some things to keep in mind when planning an estate so that you can keep the process free of complication and efficient.

Although it sounds overly rudimentary, the first step in this seemingly archaic process is figuring out what you actually know what to put in your estate plan.  Many people get so far ahead of themselves that they don’t really take a look at what is going to be dispersed when they’re gone.  To do this, all you need to do is grab a legal pad and pen, and start listing all of your assets and possessions.  Don’t overcomplicate the process, but include enough detail to make the effort worthwhile, including things like financial accounts, IRAs, stocks, and property held by you or that you have a stake in.

As soon as you figure out what you have, consider the priorities that you have, as well.  This is the step people usually start with when trying to plan an estate with online forms, which causes a lot of people to go in a direction completely different from what they otherwise would have, and also forgetting things along the way.  Are you looking to take care of your loved ones fairly?  Or are you trying to keep the government from dipping into the well you worked so hard to dig?  These sometimes can be very different results.  Having that final result in mind, though, before going further, will help provide a path to follow that will get you to that end destination.

Which brings us to the point most people dread when planning an estate:  the distribution of all those items listed and how that will be conducted.  For instance, a trust fund might provide someone money, but only under the condition that they are employed fulltime.  With regards to family heirlooms, this is usually best handled by a spouse or a sibling, but in the end, the choice belongs solely to you.  You are the one planning your estate, not someone else.  Do not enter into this hastily, though, as something that might be of low to moderate sentimental value could be something that means a lot to another family member.

This is only a very superficial look at the estate planning process and will planning process, but hopefully they can help you in your efforts to leave something behind for those you love.  To find out more, find what you’re looking for in out Wills, Trusts, and Estates section and get started today.

Welcome to Grace Forms! Your Online Ebook Resource Headquarters

Welcome to GraceForms.com, your online ebook store and guide resource center!  We are really excited about what we have to offer you, and this being our first blog post, we thought we would give you a better idea of how we can help you get the documents and papers you need to achieve your goals.

One of our primary services at GraceForms.com is that of online ebook seller.  Because our drive is to help you get your tasks done yourself, our ebooks are all focused around getting things done.  With our guides, you are sure to save a lot of time and money trying to figure out the process by trial and error.  We have ebooks ranging from Health and Fitness guides, how to Avoid Divorce, Coping With Depression, and a variety of other topics to help you get on track and best prepare you to face the obstacles that stand in the way of living your life to the fullest.

Many people today are facing Tax and IRS Problems, Credit Repair, and other financial problems, so we have ebook resources online right now to help you in these areas as well.  If money is tight as is, it might make a lot of sense in your particular circumstance to try and find the easiest and most effective way of solving these problems on your own.  Luckily, this archaic process is made a lot more simple, and gives you the opportunity to achieve the best results with the least amount of money expended, in the least amount of time spent.  Especially with problems of this nature, time is of the essence–we can’t just wait and hope things work themselves out, because it isn’t going to happen.  Instead, be proactive and use the guidance we have compiled to get these issues resolved quickly.  The longer the wait, the more difficult the endeavor becomes down the road.

With our ebook store guides, you can find solutions for almost any area. Maybe you’re dealing with Life After Divorce, or Child Support.  If you are, you’re not the only one.  There are countless people out there suffering the same difficulties and hardships you are going through right now, and a far larger number who have made it through to the other side.  Take this chance to learn from their experiences, and in all likelihood save yourself much of the pain and fear that those before you went through.

Whatever problems you face, in any area, GraceForms.com is sure to have an online ebook solution and guide for you to help you see the other side of this obstacle.  Life has it’s challenges, but there’s no reason to make those challenges harder than they need to be.  We aren’t only about the hard times, though–we offer guides downloadable forms for Adoption, Grants and Scholarships, you name it.  Take a look around GraceForms.com, and we’re sure that you’ll find guides to problems you might not have even thought you had, or knew there were guides for!