Grace Forms Blog

Grant Guides or Loan Guide? The Difference is Distinct

The Washington Post published an article yesterday that we felt was almost exclusively a loan guide and not so much a grant guide, and was more than a little misleading.  The article was titled “How to hit up Uncle Sam for small business funding.”  The implication of the title is that there is more than one way to get government funding for a small business other than loans.  However, the article mentions grants twice, and there is a somewhat valid reason for that:  small businesses and for-profit companies do not qualify for federal grants.  So, what else is there?

Well, there are loans, and there are a lot of different kinds of loans and sources that the potential start-up can use to, well, start up their business.  Of course, these come with certain conditions and restrictions, but a grant guide would tell you the same ideas apply even if small businesses did qualify for grants.  Whenever the government is dealing with money that it owns, you can bet that they are going to keep track and want a record of every single penny, and nothing shy of that will suffice.  But, because loans are a different beast entirely, in many cases, they are actually the better choice.

The differences between grants and loans are about as different as toasters and horses.  Aside from both being “things”, there is not much else they share in common.  In the case of the former, everything basically stops at, “both involve the government giving money in some way.”  In other words, a grant guide will be of little use to those seeking a loan.  What most people do not realize is that grants are not simply “free government money.”  This money comes with conditions and record-keeping that accounts for every cent given.  And, contrary to popular belief, any remaining money has to be given back to the government at the end of the project (oh, and you need to provide a timeframe for when that would be).

With a loan, though, an amount is expected to be paid in specific amounts as specific times until it is paid off.  It is, for all intents and purposes, like a normal loan, except, as with anything involving the government, there is more red tape and paperwork to get through.  That said, though, since a grant guide is out of the question, a loan that helps you reach your goals and dreams is probably worth more than the hassle of getting through that extra stuff.  Fortunately, government loans tend to not be as restrictive in regards to the bean counting as grants are, which will allow you to focus more on your business than keeping up with the paperwork.

The good news, though, is that the article did provide some good guidelines for applying for a government loan.  We were just a bit miffed that it suggested there were other options when there aren’t.

Guide to Government Grants; New York may be onto something

If common sense starts becoming more common in government, we may no longer need to offer our guide to government grants anymore. We are not exactly holding our breaths, but there is a lot of promise now coming out of New York. In a move that, for some reason, is shocking, New York announced that it was giving grant money to local governments that had a history of making the best use of that money. Why has it taken us so long to catch on to this basic nugget of wisdom?

 


While many in Washington are preparing for the end of the Bush-era tax cuts at the end of the year, New York is showing a different face. Whereas most state governments are looking to make up their budget deficits by spending less and taxing more, New York is choosing to spend the money more wisely. We can hardly blame other states. We never said “use common sense” in our guide to government grants, but in our defense, getting a grant is a confusing and esoteric process. Spending money in a sane and prudent matter is not exactly a hard concept to grasp.

 


Yet, this is the world we live in. We pay money to the government, and they dole it out to whoever meets certain requirements. This is all done in the name of our own good. Then we hear of government agencies blowing almost a million dollars for Las Vegas conventions and Columbian secret service prostitute scandals. Perhaps instead of a How to get a grant, we should be providing guides to ethical government spending. Actually, since New York seems to be catching on, maybe they can be the light-bearers on this one.

 


New York is not completely out of the woods, though. There are still certain conditions that apply, but this is a standard requirement to any grant and one we outline in our guide to government grants. The thing is, though, the timeframe should not be restricted to those who began their projects in 2010. Instead, the program should reach further back, and if that is at the expense of the amounts awarded to those receiving the grants, then so be it, but at least this sort of trial run can provide a wider view on how programs like this work in actuality instead of theory.

 


All in all, though, New York should be praised for its efforts in reforming the State’s philosophy on government spending. It is a basic and straight forward idea, but anything that helps improve government functionality is a boon. Hopefully, at some point, we will not need to offer our guide to government grants because the process will be so much more streamlined, but first things first. Learning how to spend money properly and efficiently is a far more important task than the means by which people and governments get grants. That alone should keep us busy for the foreseeable future, so we cross that bridge when we get there.

How to Get a Grant Guide from Grace Forms

It never ceases to amuse us how there seems to be an air of mystery regarding How to get a Grant. Seems like the government must have millions sitting around simply waiting for someone to submit a request on a three by five index card and thus be awarded a windfall. The truth is always in the middle and in this case the answer is “Yes,” there are legitimate ways to go about winning a government grant at your behest. The trick therein is finding out to qualify for these funds and what is the quickest way to make it happen.

Some other misinformation directly relating to scholarships and grants is what type of categories are available for those looking for assistance.  Unlike scholarships, grants can not only include educational pursuits but also invention development, business assistance, even grants for pursuing artistic endeavors are available for those who know how to get a grant and more importantly-request them.  There are even grants just for general living expenditures and living expenses. Single Mother? Without looking at the official guide to government grants we are willing to be there are hundreds if not thousands of grants for single mothers and working mothers available. That in itself is almost the beauty of the grant….there are no parameters to who, what, and how to qualify.

We know there officially well over 30,000 foundation grant sources ready to make funds available for those who qualify. We have heard that there are grants specifically created for people who are left handed, people who have red hair, vegetarians, people who are good at welding, and believe it or not people who are prolific duck callers. Yes you read that correctly, when you ask yourself the question of  “How to get a grant?” first ask yourself am I a left handed, red headed, vegetarian welder?

Of course we are being a bit silly but it only goes to emphasize that almost anyone can qualify for a grant no matter who they are or what they are looking for.  Also of note is the wide and vast array of grant types. This is important and the sheer number of grants can be a daunting and overwhelming process. Being able to pinhole a specific type of grant will help to cut through the research and greatly speed up the process of “How to get a grant.”  Our Grant Guide can give all of the information you need and more to see exactly what you may qualify for and what is the best, most efficient way to get the funds you need for  the reasons you need it.

There are different types of grants that can come from different sources. When we ask the question of “How to get a grant” we never consider are there Federal and State grants? Are there City and County Grants?  We empathize with those in need of a government or state grant as getting the critical information is not easy to find. We love the idea of millions downloading our online Ebook and cutting through the potatoes to get to the meat, as they say. Our online grant guide gives timely information on grants making foundations you never knew existed.

How to get a grant; Your all purpose grant guide

Many people assume that there is plenty of money to go around in the form of grants, despite the fact that our government is trillions of dollars in debt.  To some extent, this is true.  Do you know how to get a grant, though?  For most people, that is the biggest hurdle in getting a grant; they just do not know how it is done.  Luckily, for those people, GraceForms.com has a comprehensive guide for getting a government grant that fits for you in as little time as possible, so you can start making your dreams into a reality.

One of the most crucial things to point out, which is also mentioned in our guide to government grants, is that a grant is not just “free money”.  Instead, the government gives a person or organization the money with the expectation that certain obligations will be fulfilled.  Further, there is oversight and regulations issued by the government, in addition to using the money spent for specific uses and purposes, and if there are any changes, they must first be approved of by the government before being enacted, all within the specified timeframe outlined in the grant.  To top it off, you have to be successful, too.  So, definitely not going up to a window for a check and saying, “Yes, Uncle Sam, this is what I plan on doing with the money–thanks!”

Simply decoding the instructions given by the government on how to get a grant should be grant-worthy, let alone applying for it.  It is a mind-bending process that only the most tenacious are capable of seeing through to the other side.  It is such a hassle, in fact, that often times companies will hire full-time grant applicants, dealing solely with finding and applying for grants!  However, once you know what to look for, and what is required, it becomes far easier to get these grants ad apply for them.

Unfortunately, because of budget cuts and a weak economy, getting grants today is more difficult than ever, not just because of the requirements to get the grant, but also because of the amount of competition increasing for each grant.  Additionally, on the federal level, the list of who can apply is surprisingly short.  This makes having a good grant guide so vital to those looking for grants, as this usually means, unless you run a non-profit or other exception, you will be limited to local and state grants.

When most people are looking for a guide to government grants, they are usually doing so in order to obtain money for starting or expanding their business.  State and local programs are available, but, as stated earlier, there are strings attached.  In some cases, it might be better to seek other options of financing a business than looking for a grant, but if the conditions of getting a grant do not bother you, then you will need a solid grant guide, and GraceForms.com has the best guide around.