Grace Forms Blog

Grant Guides or Loan Guide? The Difference is Distinct

The Washington Post published an article yesterday that we felt was almost exclusively a loan guide and not so much a grant guide, and was more than a little misleading.  The article was titled “How to hit up Uncle Sam for small business funding.”  The implication of the title is that there is more than one way to get government funding for a small business other than loans.  However, the article mentions grants twice, and there is a somewhat valid reason for that:  small businesses and for-profit companies do not qualify for federal grants.  So, what else is there?

Well, there are loans, and there are a lot of different kinds of loans and sources that the potential start-up can use to, well, start up their business.  Of course, these come with certain conditions and restrictions, but a grant guide would tell you the same ideas apply even if small businesses did qualify for grants.  Whenever the government is dealing with money that it owns, you can bet that they are going to keep track and want a record of every single penny, and nothing shy of that will suffice.  But, because loans are a different beast entirely, in many cases, they are actually the better choice.

The differences between grants and loans are about as different as toasters and horses.  Aside from both being “things”, there is not much else they share in common.  In the case of the former, everything basically stops at, “both involve the government giving money in some way.”  In other words, a grant guide will be of little use to those seeking a loan.  What most people do not realize is that grants are not simply “free government money.”  This money comes with conditions and record-keeping that accounts for every cent given.  And, contrary to popular belief, any remaining money has to be given back to the government at the end of the project (oh, and you need to provide a timeframe for when that would be).

With a loan, though, an amount is expected to be paid in specific amounts as specific times until it is paid off.  It is, for all intents and purposes, like a normal loan, except, as with anything involving the government, there is more red tape and paperwork to get through.  That said, though, since a grant guide is out of the question, a loan that helps you reach your goals and dreams is probably worth more than the hassle of getting through that extra stuff.  Fortunately, government loans tend to not be as restrictive in regards to the bean counting as grants are, which will allow you to focus more on your business than keeping up with the paperwork.

The good news, though, is that the article did provide some good guidelines for applying for a government loan.  We were just a bit miffed that it suggested there were other options when there aren’t.

Guide to Government Grants; New York may be onto something

If common sense starts becoming more common in government, we may no longer need to offer our guide to government grants anymore. We are not exactly holding our breaths, but there is a lot of promise now coming out of New York. In a move that, for some reason, is shocking, New York announced that it was giving grant money to local governments that had a history of making the best use of that money. Why has it taken us so long to catch on to this basic nugget of wisdom?


While many in Washington are preparing for the end of the Bush-era tax cuts at the end of the year, New York is showing a different face. Whereas most state governments are looking to make up their budget deficits by spending less and taxing more, New York is choosing to spend the money more wisely. We can hardly blame other states. We never said “use common sense” in our guide to government grants, but in our defense, getting a grant is a confusing and esoteric process. Spending money in a sane and prudent matter is not exactly a hard concept to grasp.


Yet, this is the world we live in. We pay money to the government, and they dole it out to whoever meets certain requirements. This is all done in the name of our own good. Then we hear of government agencies blowing almost a million dollars for Las Vegas conventions and Columbian secret service prostitute scandals. Perhaps instead of a How to get a grant, we should be providing guides to ethical government spending. Actually, since New York seems to be catching on, maybe they can be the light-bearers on this one.


New York is not completely out of the woods, though. There are still certain conditions that apply, but this is a standard requirement to any grant and one we outline in our guide to government grants. The thing is, though, the timeframe should not be restricted to those who began their projects in 2010. Instead, the program should reach further back, and if that is at the expense of the amounts awarded to those receiving the grants, then so be it, but at least this sort of trial run can provide a wider view on how programs like this work in actuality instead of theory.


All in all, though, New York should be praised for its efforts in reforming the State’s philosophy on government spending. It is a basic and straight forward idea, but anything that helps improve government functionality is a boon. Hopefully, at some point, we will not need to offer our guide to government grants because the process will be so much more streamlined, but first things first. Learning how to spend money properly and efficiently is a far more important task than the means by which people and governments get grants. That alone should keep us busy for the foreseeable future, so we cross that bridge when we get there.

Child Support Reaches for the Stars

Child support and spousal support are a common thing that many people face.  Those who choose to disregard their obligations in this area face stiff repercussions both from society and from the courts.  In comparison to some of the payments that celebrities have to pay, no one really has an excuse to dodge their child support payments, as some of these sums are quite high.

Hip-hop mogul Russell Simmons was ordered by the Los Angeles Superior Court to pay $40,000 a month until his two daughters are 19 and a half.  Kimora Lee Simmons, Russell’s ex-wife has sole custody of the two girls, ages 9 and 6.  We understand the need for child support payments to support a child, but $80,000 a month seems, well, “excessive” is probably the nicest way to say it.  But, Russell is handling it well, stating that, so long as he has money, his daughters will have money too.  It kind of puts things into perspective when a guy can afford to fork over $80 thousand a month and be happy about it.

Rapper Nas is reported to have to pay more than $51,000 a month.  Although this is a combination of spousal support and child support, the rapper has since had his payments halved by the courts.  The singer was at one point married to the “Milkshake” singer, which makes the couple’s divorce more than a little bit ironic considering that rumors of infidelity are what ended the couple’s marriage.  Nas commented that the amount he was expected to pay was more than what a lot of his fellow hip-hoppers were making annually, and although it has not been smooth sailing, it looks like the payments are current.

Not all celebs who have monstrous child support payments are involved in hip-hop, though.  New Jersey Devils goalie Martin Brodeur is looking at significant payment each year totaling $500,000.  If the Devils win the Stanley Cup this year, it will help soften the blow, but that is unlikely, as the Los Angeles Kings are expected to come out on top.  According to those representing the parties, the lifestyle that was established during the marriage necessitated the alimony and child support payments reaching the levels that they did.  Four children necessitating $500,000 a year per child seems a bit much, but at least there is an expiration to it–originally, it was indefinitely.

To wrap it up, and to show that women can do anything that men can do (in some cases, better), although Britney Spears has a comparatively low payment of $20,00 a month, but she is not the recipient.  No, Kevin Federline receives $20,000 a month for child support payments after the erratic behavior the pop star showed landed her in the hospital and her father being named the conservator of her estate.  Federline has always been teased by the media, but frankly, we are not aware of any other guys who had kids with a pop icon and now gets twenty grand a month.

How to Adopt a Child? Online Ebook Streamlines Process

With news coming from China and North Korea regarding some human rights abuses, and in particular female infanticide, those looking for information on How to adopt a child are looking more and more towards the far east.  It  makes sense for those wanting to adopt a child. While many have different reasons as to the race and sex of the child they are looking to adopt, the facts are that many looking to adopt at the same time are interested in potentially saving a life.  Given some of the recent information about conditions in China and North Korean and some of the more gregarious abuses of females, our hearts go out to those looking to make a difference.

But for those looking for online information regarding the information can be murky at best and sometime outright incorrect at worst. Finding specific information on How to Adopt a Child can be a lesson in frustration and futility.  We lament that fact that the process of finding information on How to Adopt a Child may actually resulted in an experience so stressful and absurd that some prospective adoptive parents may actually have changed their minds about wanting to adopt. And that in itself is a tragedy of immense proportions for the great many children looking at the very real prospect of a dreary future.

Some recent statistics suggest that 13% of adopted children are foreign born. Of that 13% close to 1/3rd are children who were born in either Korea or China.  We suspect that as more attention is placed on the human rights abuses in these countries that this number will surely grow within the next few years. The question of “how to adopt a child” suddenly becomes a much more daunting choice and decision. It is not uncommon for childless couple to want a child of their own race for obvious reasons. Some may be uncomfortable with the fact that raising a child of a different ethnic background may result in unwanted or persistent questioning.

The truth is, there should be no parameters on those who are looking to adopt. Any parent who has adopted a child is a hero in our book. Regardless if they adopted in the US or went to another country to adopt a child, giving a child a chance to live in a loving, caring environment is truly the most admirable act any human can display. If you ever wondered “how to adopt a child” considering all of the options is certainly recommended. You cannot ever have too much information when it comes to making life’s important decisions and adopting a child is arguably one of the most important decisions you will ever make. is proud to offer information on How to Adopt a Child in our line of online adoption guide and ebooks.  Getting information about adoption, paying back taxes, and government grants does not have to confusing. Graceforms is the premier source of online DIY ebooks and self help guide downloads.

College Scholarships for Some Strange Hobbies

Although we are in graduation season already, we at thought it would be a great opportunity to prove that, if you can think of it, there is a college scholarship for it.  No, really, just about everything under the sun has at least some sort of strange or obscure scholarship opportunity attached to it.  Everything from speaking “fake” languages to having a rocking milk moustache can be your key to higher education.  Don’t believe us?  Here’s some proof that, no matter what your interests are or where your talents lie, there is something out there that applies to you.

Perhaps the weirdest of all is the duck calling scholarship.  This strange college scholarship comes courtesy of Stuttgart, Kansas, and honors the city’s duck calling champions and manufacturers, and is raised through a variety of duck-related industries.  Shrug if you may, but the first place winner gets $2000 while the runners-up receive anywhere from $1000 to $500 each.  Sure, it might seem a little ridiculous, but if it helps get you in the door, and it helps keep your wallet a little fatter, then we might have to start buffing up on our duck calling skills ourselves.

Many people think that they have an eye for fashion.  If you believe that you fall into that category and tend to be the creative type as well, then the National Make It Yourself with Wool Competition is a great opportunity to earn a college scholarship Why wool?  Because the competition is sponsored by the American Sheep Industry Association.  The only catch is that you need to make something out of either 100% wool or a 60% wool blend.  Maybe grandma was on to something all those years.  Just be aware that you are also going to have to model the garment yourself as well.

If you have never heard of the SAMMY, then you are not alone.  SAMMY stands for the Scholar Athlete Milk Mustache of the Year, and it is exactly what it sounds like.  Winning this college scholarship is determined by academic performance, athletic excellence, leadership, community service, and milk experience.  And it is not a paltry sum of money they give you, either.  Instead, each of the 25 winners receives $7,500.  Suddenly lactose intolerance looks like a much more debilitating condition, but we are sure that there is a scholarship program for those of you out there too.  You just have to look hard enough.

Ever hear of the Klingons?  Yes, as in the Star Trek Klingons.  Well, Trekkies, you are in luck.  The Klingon Language Institute offers a $500 college scholarship
to anyone studying languages, and no, fluency in Klingon is not needed for qualification.  Although many do not know, there are a number of people that speak actually do speak Klingon.  Lord of the Rings or Tolkien fans are probably aware that Klingon is not the only “made up” language developed from pop culture.  Klingon, Black Speech (the language of the orcs), and Elvish are all actual, legitimate languages, if only used by the most geeky among us.

How to Get a Grant Guide from Grace Forms

It never ceases to amuse us how there seems to be an air of mystery regarding How to get a Grant. Seems like the government must have millions sitting around simply waiting for someone to submit a request on a three by five index card and thus be awarded a windfall. The truth is always in the middle and in this case the answer is “Yes,” there are legitimate ways to go about winning a government grant at your behest. The trick therein is finding out to qualify for these funds and what is the quickest way to make it happen.

Some other misinformation directly relating to scholarships and grants is what type of categories are available for those looking for assistance.  Unlike scholarships, grants can not only include educational pursuits but also invention development, business assistance, even grants for pursuing artistic endeavors are available for those who know how to get a grant and more importantly-request them.  There are even grants just for general living expenditures and living expenses. Single Mother? Without looking at the official guide to government grants we are willing to be there are hundreds if not thousands of grants for single mothers and working mothers available. That in itself is almost the beauty of the grant….there are no parameters to who, what, and how to qualify.

We know there officially well over 30,000 foundation grant sources ready to make funds available for those who qualify. We have heard that there are grants specifically created for people who are left handed, people who have red hair, vegetarians, people who are good at welding, and believe it or not people who are prolific duck callers. Yes you read that correctly, when you ask yourself the question of  “How to get a grant?” first ask yourself am I a left handed, red headed, vegetarian welder?

Of course we are being a bit silly but it only goes to emphasize that almost anyone can qualify for a grant no matter who they are or what they are looking for.  Also of note is the wide and vast array of grant types. This is important and the sheer number of grants can be a daunting and overwhelming process. Being able to pinhole a specific type of grant will help to cut through the research and greatly speed up the process of “How to get a grant.”  Our Grant Guide can give all of the information you need and more to see exactly what you may qualify for and what is the best, most efficient way to get the funds you need for  the reasons you need it.

There are different types of grants that can come from different sources. When we ask the question of “How to get a grant” we never consider are there Federal and State grants? Are there City and County Grants?  We empathize with those in need of a government or state grant as getting the critical information is not easy to find. We love the idea of millions downloading our online Ebook and cutting through the potatoes to get to the meat, as they say. Our online grant guide gives timely information on grants making foundations you never knew existed.

Back Child Support Online Ebooks; Histories Prolific Offspring

Back child support is something that no one wants to deal with, but for those with children and not married to the other parent, this can quickly become a burden to your everyday life as well as your actual freedom.  For many who cannot make the payments, there is a genuine desire to want to do right to both baby and “baby mama”, but after some time, the responsibility seems to wear off for some–especially when you owe child support to 11 different women because of the 30 different children you have with them.

Yes, you heard right.  Thirty children.  Back child support to thirty children, with 11 different mothers.  That is the Mount Olympus-sized obstacle standing in the way of Desmond Hackett, as the 33-year old man attempts to get a reduction in his child support payments.  Shockingly–in the least sincere sense of the word–Hackett is unable to support all these children with his minimum-wage job, and the state is already taking 50% of his pay.  It is hard to feel sympathy for Hackett, as the man is putting not only himself, his children, and the mothers of his children in a pickle, but also the state of Tennessee.

In fact, aside from celebrities, royalty, or polygamist sects, Hackett has the most legitimately fathered illegitimate children ever.  It sounds like a weird way of phrasing it, but, aside from non-royal, non-celeb, non-polygamists; there was a fertility doctor who illegitimately fathered the most illegitimate children by using his own sperm to impregnate his patients who has more than double the amount of children Hackett does.  Back child support does not seem like such a huge obstacle when the unscrupulous doctor (who fathered 75 children) received prison time and a revocation of his medical license.

The winner for the most fathered children, and largest back child support nightmare, though, is Moulay Ismaïl Ibn Sharif, the 18th century Moroccan sultan.  According to some accounts, Sharif fathered as many as 867 children.  Of those children, 525 happened to be sons, while 342 were daughters.  Although Sharif was a sultan, 867 children undoubtedly would have put a hurt on his finances far worse than Hackett’s.  It is unknown how many wives and concubines were made into mothers by Sharif, but it suffices to say that it is probably a lot more than the 11 that Hackett is currently doling out his paycheck to.

Imagine if Hackett had to pay back child support for all his descendants, though.  Even though Genghis Khan only had four sons, he is thought to have descendents numbering in the millions, going as high as 16 million.  If Genghis was alive today, and was required to pay the minimum payment ($1.49) that Hackett must each month, that would result in a grand total payment of $23,840,000 per month.  Who knows, maybe Hackett will be the next Genghis Khan, and six centuries down the line, 60 million people have a direct lineage to him.  Maybe he is on to something…nah, he isn’t.

Grace Forms Adoption Guides and Ebooks; Notable Figures of Adoption is revolutionizing the way we get information. Regardless if you are looking for Back Tax Help, How to get a scholarship, or in the case of today’s blog regarding Adoption Guide Ebooks, GraceForms will be your premiere source of information and an easy way to get what you are looking for.  We know a lot about adoption….and we mean A LOT! So it was interesting that during one of our discussion meetings we started asking the question of “Who are some well known celebrities who were adopted?”  We had thought that we had covered all areas of the adoption process and answering the question of “How to Adopt a Child” until this subject came up. As a matter of fact, we found the subject so fascinating that we thought we would share it with you.

You do not have to be a sports fan to know the name of Babe Ruth. He is arguably the most legendary and towering figure in our countries history when it comes to sports.  He was also adopted.  Of course that was long before anyone had even thought up the notion of online adoption guide’s. As a matter of fact Ruth was 7 years old and the year was 1902 when his father sent him to the St Mary’s Industrial School for boys. It was at the orphanage and reform school where Ruth learned the game of baseball. The rest they say is History.

And while he may not be as famous as McDonalds architect Ray Kroc, Wendy’s founder,  owner, and CEO Dave Thomas was also a notable figure in the Unites States who adopted. Adopted at birth, his mother passed away while Thomas was only 5 years old. Thomas dropped out of high school in the 10th grade to work full time at a restaurant and later was mentored buy none other than Harlan “Colonel” Sanders of KFC fame. Long an advocate for adoption, we would like to think that Thomas would be elated with the idea of consumers getting access to Adoption guides online in an easy and very affordable manner.  Thomas, lamenting dropping out of school, later did in fact earn his GED in 1993. Certainly noteworthy!

Maybe the most popular figure of American Ingenuity and certainly one of the most world renowned leaders of Business is none other than Apple founder and SEO Steve Jobs.  Born Steven Paul, Paul was later adopted by Paul and Clara Jobs in 1955. Ironic that as an online ebook provider of Adoption Guides and Adoption Information, GraceForms owes as much debt of gratitude to Jobs as anyone. Jobs and Apple probably did more for the computer industry then anyone short of Bill Gates and even that would be debatable….lest we delve into the Apple versus Microsoft debate.

And no list of famous adopted celebrities would be complete without mention of Norma Jean Baker, better known by the name Marilyn Monroe.  Born in 1926 to a mentally unstable mother, Monroe lived the first 7 years of her live with Albert and Ida Bolender. Later changing her name to Marilyn Monroe she was and is to Cinema and the glamour of Hollywood what Steve Jobs is to technology. We do not have the space to go into Monroe’s story but certainly suggest to others to read more as it is about as fascinating yet tragic as any story can be.

As a leading provider of How to Adopt information and Adoption Guide Ebooks, Grace Forms hopes you enjoyed this information regarding some of the most well known celebrities and historical figures who were adopted.

How to Adopt a Child Adoption Guide and Ebook

At, we are committed to helping people improve the quality of their lives themselves.  Although this might be on back tax help or some other area, we also offer guides that describe how to adopt a child.  Having a cousin who is adopted, I was able to see what my aunt and uncle went through in order to adopt my cousin, and it is anything but a simple, straightforward adoption process.  If you and your growing family are considering adding another child, adoption is a wonderful way of providing a child with a chance of a better life.

One thing to consider in any adoption guide is from where you would like to adopt a child.  Although celebrities are known for adopting from other countries half a world away, this is something that many couples consider as well.  My aunt and uncle decided to adopt a child from Russia shortly after the demise of the Soviet Union, as the nations that it comprised faced an uncertain future.  In their case, they made the journey from California to St. Petersburg and could not be happier.

My cousin was four years old when she was brought over here from Russia.  The orphanage made some suggestions about how to acclimate my cousin to life here.  Their adoption guide differed from what my aunt and uncle felt was necessary, and when their plane arrived, all three of them went straight from the airport to the beach.  Growing up in a bare, gray, Soviet orphanage, leaving the only world you ever knew, and going to a Southern California beach with sunshine, water, and sand was, as the orphanage expected, a little much for my cousin to handle.

Another situation that caused a lot of angst for my aunt and uncle when my cousin first came to the States was, for lack of a better term, her lack of socialization.  Most places are reluctant to tell people when they are learning how to adopt a child, especially abroad, that many of these children do not receive proper or adequate personal interaction or contact.  The fear likely stems from those running the institutions not wanting to dissuade prospective couples from adopting.  However, it is a disservice to both the child and the parents, as, although they should expect some shyness at first, months of avoidance from a three or four year old is unnerving to say the least.

My cousin has grown into a gorgeous, brilliant, and well adjusted young woman, and the whole family, nuclear and extended, could not be more proud of her.  My aunt and uncle provided a child whose future was uncertain on the day she was taken from her St. Petersburg orphanage with the life they had hoped she would have here in the States.  Yet, when they started the process, they had no idea how to adopt a child, but that did not stop them.    The result was a good life that, although not always easy, not always fair, was far better than how it could have turned out.

From How to Adopt a Child to Back Tax Help; Grace Forms to the Rescue

At, we feel that you should be able to reach your aspirations without obstacles.  There are a lot of things that many people do that seem esoteric, yet at the same time, they seem so commonplace that it feels as though everyone should know how to do it automatically.  Thanks to the internet, information is at the tip of your fingertips on nearly every topic imaginable, and at, we have the information you need to get a college scholarship, for example, or how to adopt a childThe process has never been easier, and with our guides, it hasn’t been more affordable, either!

For instance, many people need back tax help, but how do you get that help if you don’t have the money to pay your taxes in the first place?  Seems counter-intuitive, so we decided to provide those people with a back tax guide that everyone can use themselves, quickly, easily, and at low cost.  With a little time and patience, you can take the steps necessary to pay back taxes in a way that will be most beneficial to you.

With the economy today, people are looking to make money in just about every way imaginable.  One option that is becoming increasingly popular is getting government grants.  How to get a grant is easy once you know what is involved, but what exactly goes into the process?  If you have ever tried getting a grant through the website, you should be given money on the spot just for figuring it out!  At, though, our guide to government grants takes out all the mystery and outlines how you can quickly and easily get the grants that you are eligible for.

Perhaps you are considering making a new addition to the family, and knowing how many kids out there need a loving home, decide to look at adoption.  The only problem is, how to adopt a child is not exactly everyday conversation material.  With our adoption guide, we describe the process, the fees, regulations, and what is needed when adopting a new family member.  Now that the steps and the process are all laid out, adoption looks more and more like the best option.

When that child grows up and makes his or her way to college, there is another issue:  that of how to get a scholarship College is expensive, and with student debt at the levels it’s a now, getting a college scholarship is the only option available for many people.  Getting scholarship help can be easy when you know how it’s done, and with, we provide everything you need to find the funds necessary to get your suddenly-not-so-young youngsters what they need to go on to higher education and better futures.

Unfortunately, though, things do not always work out so well.  Sometimes, it is in everyone’s best interest for a family to separate.  Sadly, though, the children get stuck in the middle, and particularly for single mothers, collecting child support can be a huge obstacle.  Before they know it, back child support has mounted into the thousands of dollars, and it feels as though nothing can be done to see a dime of it.  When money is tight, has guides that will help you do to get the child support that is owed to you.

Whatever your needs are, appreciates the DIY spirit.  There’s nothing a little hard work and persistence can’t fix, and we want to make sure you can get the knowledge you need to make that reality happen.

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